Health ProtectorGuard Outpatient ServicesWith Health ProtectorGuard major and minor testing like labs, X-rays, and diagnostic imaging are included. Outpatient treatments such as chemotherapy and radiation are reimbursed at the set amounts below. Notice, this page is dedicated only to Outpatient Benefits.

Major and Minor Testing for Health ProtectorGuard

Health ProtectorGuard will pay a fixed amount per an outpatient lab/x-ray for injury or illness. Preventative Services on not covered under this benefit. For Wellness exams, see Preventative Coverage.

  • Choice Value: $200 1 test per year
  • Choice Plus: $200 1 test per year
  • Select Value: $300 1 test per year
  • Select Plus: $300 1 test per year
  • Premier Plus: $300 1 test per year

Imaging Services for Health ProtectorGuard

Health ProtectorGuard will pay a fixed amount per a diagnostic imaging service. Some examples of diagnostic imaging services are angiogram, arteriogram, thallium stress test, electroencephalogram (EEG), myelogram, positron emission tomography (PET) scan, magnetic resonance imaging (MRI), and computed tomography (CT) scan.

  • Choice Value: $500 1 test per year
  • Choice Plus: $500 1 test per year
  • Select Value: $500 1 test per year
  • Select Plus: $800 1 test per year
  • Premier Plus: $1000 1 test per year

Health ProtectorGuard Testing Benefits

Oral Chemotherapy Treatments for Health ProtectorGuard

Health ProtectorGuard will pay a fixed amount per a month for oral chemotherapy treatment.

  • Choice Value: $1,000 (3 months per year)
  • Choice Plus: $1,000 (3 months per year)
  • Select Value: $1,000 (3 months per year)
  • Select Plus: $2,000 (6 months per year)
  • Premier Plus: $2,000 (6 months per year)

Outpatient Chemotherapy and Radiation Treatments for Health ProtectorGuard

Health ProtectorGuard will pay a fixed amount per a day for outpatient chemotherapy and radiation treatments (non-oral).

  • Choice Value: $1,000 (40 days per year)
  • Choice Plus: $1,000 (40 days per year)
  • Select Value: $1,000 (40 days per year)
  • Select Plus: $2,000 (60 days per year)
  • Premier Plus: $2,000 (60 days per year)

Health ProtectorGuard has no lifetime maximum benefit, so you may continue to receive benefits up to the limits each year.

Health ProtectorGuard Chemotherapy Benefits

 

 

Keep in mind this page is outpatient benefits. For other services see Inpatient Benefits for Health ProtectorGuard.